If you want to buy a Mercedes-Benz but don’t want to be restricted by the limits of a traditional lease, consider Agility+. The innovative payment plan offered by Mercedes-Benz Financial Malaysia offers maximum flexibility and convenience, as Hafriz Shah explains in this video.
With Agility+, you get a lower, more affordable monthly repayment structure than a traditional bank loan. For example, an EQA250 with a five-year loan has a monthly repayment of about RM5,100. With the Agility+ package, you can net the bigger, more practical and faster EQB350 for an even lower monthly installment of RM3,488.
This is possible because with Agility+ you don’t pay for the whole car, only for what you use. In the case of a normal bank loan, the installment purchase agreement applies to the full value of your Mercedes-Benz, but what if you want to switch to a new model in three years? Well, you have to sell your existing car and hope that the resale value will cover what you owe the bank.
As we all know, resale value is affected by depreciation and other factors that cannot be controlled such as the economy and demand. Fortunately, Agility+ addresses this uncertainty by giving you the option to select your ideal term and mileage, after which Mercedes-Benz Financial calculates the guaranteed future value of your car.
If you rarely drive your car and don’t plan on driving too much, you can opt for a minimum of 10,000 km per year. In addition, you can even decide how long you want to keep the car before upgrading to a newer model. Regardless of how you choose the right Agility+ plan for you, the future of your car is 100% guaranteed until the end of the term.
The Mercedes-Benz Guaranteed Future Value is completely set aside in your payment plan, so you don’t have to pay for that part at all, making your monthly payments more affordable with Agility+. Instead, you only pay a portion of the total price of the car, spread over months and years of your choice.
The annual mileage you choose is only tabulated at the very end of the contract, so you can still enjoy the freedom to drive the car as you like. Any corrections are made towards the end and if you go over the agreed mileage you only pay the extra charge, which is minimal otherwise.
At the end of your term, you can flexibly choose to settle, extend or just return the car. If you want to keep your Mercedes-Benz, you can choose to Settle and pay the remaining residual value and take full ownership of the car. Alternatively, you can even sell the car yourself and pocket the difference if you get a good offer for it that is even higher than the guaranteed future value.
The second option is to extend the repayment plan to cover the remaining residual value over the next few years, or the third is to simply return the car to Mercedes-Benz with no further obligations. With the last option, you can freely upgrade to a new Mercedes-Benz model every three to five years.
Agility+ also comes with other benefits, including two service packages for scheduled services and MobilityPlus, which guarantees a replacement car if your Mercedes-Benz needs to be in the garage for more than 48 hours.
Agility+ makes owning a Mercedes-Benz cheaper, more flexible and more convenient, so if you’re buying one, it’s a financing option worth considering.
